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    <loc>https://www.forethoughtllc.com/home</loc>
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    <lastmod>2023-09-18</lastmod>
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      <image:title>Home - Consultation</image:title>
      <image:caption>We devise practical solutions and build effective political echo chambers to support legislation that creates intrinsic value for our clients. With our expertise and firsthand understanding of the politics and policies shaping our future, we’ll help you achieve your goals and develop long term strategies for success.</image:caption>
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      <image:title>Home - Policy Development &amp; Creation</image:title>
      <image:caption>We work deeply with legislators in the House, Senate, and with multiple Presidential Administrations. Effective engagement with key stakeholders and high impact policy makers across the country,—who understand the distinct problems facing clients in regulated industries—allows us to create, develop, and help shape the future of regulatory policy and legislation; paving the way for increased opportunities and communities that can thrive.</image:caption>
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      <image:title>Home - Catalyst for Change &amp; Opportunity</image:title>
      <image:caption>Building partnerships between advocacy groups and organizations who seek to accomplish complementary goals is essential to legislative and regulatory success. By facilitating and nurturing these partnerships, we can help these groups spread their vision into the future. Because we’ve cultivated deep relationships with key national influencers, state and local elected officials, and members of Congress, we built a network of people who are positioned to help one another.</image:caption>
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  <url>
    <loc>https://www.forethoughtllc.com/4-thoughts</loc>
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    <lastmod>2022-08-02</lastmod>
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  <url>
    <loc>https://www.forethoughtllc.com/4-thoughts/issue-5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-28</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/0185099a-f5d8-4afd-8902-60e922a4ab08/U.S._Treasury_Building_and_Albert_Gallatin_Statue.jpg</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>Our quarterly newsletter provides perspective, framing and political insight as we interpret the direction and objectives of Congress and the Biden Administration for CEOS and their corporate government relations teams.  As experienced, seasoned government relations professionals, Larry Parks and Tim Simons recognize that corporate America operates effectively and efficiently in environments where they know what’s coming next - certainty.  With insight, analysis, and some forecasting, we help our clients accurately evaluate the risks and political advantages during their campaigns to achieve legislative and regulatory objectives.  Forethought Advisors provides the strategic leadership that can help propel our clients to the next level.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/95cd14aa-dc3e-4a9a-8be8-b202708fb0da/4Thought+3+Supreme+Court+Justices.png.jpg</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>U.S. Supreme Court Justices</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/b879c141-5bb7-4706-8ebe-9808f483d8d1/4_thoughts-02-01.png</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/96e05e8b-1ef4-460a-a645-7cfd044b74ad/4Thought+2+Joe+Biden.jpg</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>President Joe Biden</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/16b381f5-5bd7-4a9f-a320-12de2d82797e/4Thought+3+NRDC.jpg.png</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/d03d0a95-7466-4b50-aea9-6b196661fe39/4Thought+The+Big+Idea+GW+Bush.jpg</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>President George H. Bush</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/881dcf80-bf1e-4acc-92ee-5217e45153d8/4Thought+2+Kevin+McCarthy.jpg</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>House Speaker Kevin McCarthy</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/c23f26cb-58df-4a0b-af57-1dd3de718e4f/4Thought+4+Sandra+Thompson.jpg</image:loc>
      <image:title>4 Thoughts - Winter 2023 - Make it stand out</image:title>
      <image:caption>Sandra Thompson Chair Federal Housing Finance Agency</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.forethoughtllc.com/4-thoughts/issue-4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/ae297f27-a4a4-4ae8-a385-363b728ba980/2022+Mid+Terms+Split+Control.jpg</image:loc>
      <image:title>4 Thoughts - Fall 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/120a477b-dd2c-4d20-8dd0-553b09872b38/President+Biden.jpg</image:loc>
      <image:title>4 Thoughts - Fall 2022 - Make it stand out</image:title>
      <image:caption>President Biden</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/d32ddb6b-1dd8-4ff4-b3e5-927b41acc43b/Fall+2022+Midterms+1.jpg</image:loc>
      <image:title>4 Thoughts - Fall 2022 - Make it stand out</image:title>
      <image:caption>Former President Obama Campaigning with Georgia Democrats</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/b879c141-5bb7-4706-8ebe-9808f483d8d1/4_thoughts-02-01.png</image:loc>
      <image:title>4 Thoughts - Fall 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/127e481c-2bcd-493e-bc70-382dbfef442e/ForeThought+Advisors+-+Midterm+Elections+Fall+2022.jpg</image:loc>
      <image:title>4 Thoughts - Fall 2022 - Make it stand out</image:title>
      <image:caption>Our quarterly newsletter provides perspective, framing and political insight as we interpret the direction and objectives of Congress and the Biden Administration for CEOS and their corporate government relations teams.  As experienced, seasoned government relations professionals, Larry Parks and Tim Simons recognize that corporate America operates effectively and efficiently in environments where they know what’s coming next - certainty.  With insight, analysis, and some forecasting, we help our clients accurately evaluate the risks and political advantages during their campaigns to achieve legislative and regulatory objectives.  Forethought Advisors provides the strategic leadership that can help propel our clients to the next level.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/8322301f-10fd-46dc-88ff-3125b21c066e/Dem+control+1.jpg</image:loc>
      <image:title>4 Thoughts - Fall 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/ae2191a3-1054-43d7-ba08-bc156794c40c/Republican+control+3+Minority+Leader+McCarthy.jpg</image:loc>
      <image:title>4 Thoughts - Fall 2022 - Make it stand out</image:title>
      <image:caption>House Minority Leader Kevin McCarthy</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.forethoughtllc.com/4-thoughts/issue-3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/4b9deab7-121b-451d-9cc3-f2091fd2f7cb/Housing+and+Interest+Rates.jpg</image:loc>
      <image:title>4 Thoughts - Summer 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/14f7f985-ac9b-43c7-b884-f577818e175f/Timothy+Simons.jpg</image:loc>
      <image:title>4 Thoughts - Summer 2022 - Make it stand out</image:title>
      <image:caption>Timothy Simons</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/cfba99a6-ea63-4fc1-b17a-84519ca6ef91/Lawrence+Parks.jpg</image:loc>
      <image:title>4 Thoughts - Summer 2022</image:title>
      <image:caption>Lawrence Parks</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/efb198e4-fa55-4fdf-873c-bab018387ac7/Federal+Home+Loan+Banks.png</image:loc>
      <image:title>4 Thoughts - Summer 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/0839508e-c987-4758-b15f-f4efc3312ac5/Localities+and+Federal+Resources.jpg</image:loc>
      <image:title>4 Thoughts - Summer 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/b879c141-5bb7-4706-8ebe-9808f483d8d1/4_thoughts-02-01.png</image:loc>
      <image:title>4 Thoughts - Summer 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/427718f3-a9d0-407d-9a37-230d7f40c2ab/ForeThoughtAdvisors+LLC+White+House.jpg</image:loc>
      <image:title>4 Thoughts - Summer 2022 - Make it stand out</image:title>
      <image:caption>Our quarterly newsletter provides perspective, framing and political insight as we interpret the direction and objectives of Congress and the Biden Administration for CEOS and their corporate government relations teams.  As experienced, seasoned government relations professionals, Larry Parks and Tim Simons recognize that corporate America operates effectively and efficiently in environments where they know what’s coming next - certainty.  With insight, analysis, and some forecasting, we help our clients accurately evaluate the risks and political advantages during their campaigns to achieve legislative and regulatory objectives.  Forethought Advisors provides the strategic leadership that can help propel our clients to the next level.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/c91358e9-7b10-40e8-9b99-7ee6d323b516/OIRA+Under+Biden+More+Questions+than+Answers.png</image:loc>
      <image:title>4 Thoughts - Summer 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.forethoughtllc.com/4-thoughts/issue-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/b879c141-5bb7-4706-8ebe-9808f483d8d1/4_thoughts-02-01.png</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/30ea0bb5-11bd-44bf-90a1-acd33f92c313/Schumer.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Sen. Chuck Schumer</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/14f7f985-ac9b-43c7-b884-f577818e175f/Timothy+Simons.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Timothy Simons</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/cfba99a6-ea63-4fc1-b17a-84519ca6ef91/Lawrence+Parks.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Lawrence Parks</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/1f68e530-d26f-412a-9b98-24dc0dd087a7/SENATE+RACES+PIX+4.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/943f2316-1f80-4948-80c0-6e84d767a1eb/Ambassador+Rahm+Emanual.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Ambassador Rahm Emanual</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/f26dffca-f96b-41b6-bb81-b6d48a214322/Figure+1+Topline+IIJA.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/2832dab0-669a-4c02-b9e2-e54ad4f82f1e/capitol+pix.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Our quarterly newsletter provides perspective, framing and political insight as we interpret the direction and objectives of Congress and the Biden Administration for CEOS and their corporate government relations teams.  As experienced, seasoned government relations professionals, Larry Parks and Tim Simons recognize that corporate America operates effectively and efficiently in environments where they know what’s coming next - certainty.  With insight, analysis, and some forecasting, we help our clients accurately evaluate the risks and political advantages during their campaigns to achieve legislative and regulatory objectives.  Forethought Advisors provides the strategic leadership that can help propel our clients to the next level.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/24414d40-0a0a-4491-8c68-19881ebe4ecf/volker+and+reagan.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>President Ronald Reagan and Fed Chair Paul Volcker</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/9446fd7c-8eb9-4f46-ad6f-6da35e317b99/federal+reserve+bank.jpg</image:loc>
      <image:title>4 Thoughts - Spring 2022 - Make it stand out</image:title>
      <image:caption>Federal Reserve Bank</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.forethoughtllc.com/4-thoughts/issue-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/0b9a5ae4-b9cd-48fd-aee6-5009d1d6dd34/4_thoughts-02-01.png</image:loc>
      <image:title>4 Thoughts - Fall 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.forethoughtllc.com/team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/1603916772664-JVOIY1WF5WWSK82XQ8TV/LP%252Bheadshot.jpg</image:loc>
      <image:title>Team</image:title>
      <image:caption>Lawrence Parks Long recognized for his work in business policy development and advocacy, Larry has authored parts of several groundbreaking banking legislative initiatives. Most recently, he helped author key provisions in the Dodd Frank Act of 2010. Prior to the formation of Forethought Advisors, Larry spent 21 years as Senior Vice President of Legislative and Regulatory Affairs at Federal the Home Loan Bank of San Francisco. He’s worked closely with Congress, Presidential Administrations, the Federal Housing Finance Agency as well as member institutions and national housing and community development advocates to shape regulatory policy in the housing finance and banking industries. In addition to the numerous enacted legislative priorities he’s authored, he is known for creating the $100M innovative business funding and labor training initiative (The Quality Jobs Fund) that the Federal Home Loan Bank of San Francisco has begun to implement through donor funding. The initiative has drawn the praise of key figures in President Trump’s Administration, Congressional Democrats, and key Senate Democrat and Republican Leaders. He has a J.D. from Yale and an undergraduate degree in Finance from Temple University.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/1603830393113-I9H7GR2J55M9VL97TNH6/Tim+Alternate+HeadShot.jpg</image:loc>
      <image:title>Team</image:title>
      <image:caption>Timothy Simons Tim brings more than 20 years of corporate and government relations experience in regulated industries to Forethought Advisors. He draws from an extensive network of organizations to engage and advocate around critical national policy initiatives. He is widely recognized for his risk assessment expertise as well as the development and implementation of several successful legislative and regulatory strategies. Before leading Forethought Advisors, Tim spent 14 years organizing grassroots and grasstops advocacy campaigns, working with Congress and Presidential Administrations at the Federal Home Loan Bank of San Francisco, where he served as Vice President. Tim was also instrumental in the establishment of the $100M Donor Advised Fund created by the Federal Home Loan Bank of San Francisco to promote job growth and future home ownership opportunities. The initiative drew the praise of several key members of Congress, the Senate, and Presidential Administrations, with House Financial Services Committee Chairwoman Maxine Waters recognizing “the Federal Home Loan Bank of San Francisco and the contributions of Lawrence Parks and Timothy Simons.” In addition to his extensive legislative and regulatory network, Tim has a deep background in financial and operational compliance developed while working for KPMG and Cable &amp; Wireless in the U.S., Caribbean, and Latin America. He has an MBA from University of Maryland College Park and an undergraduate degree in Accounting from Hampton University.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f77a01b7635c76280202361/1603830469902-OS0ACGGKKT0KBCX1ANRG/810_2129.jpg</image:loc>
      <image:title>Team</image:title>
      <image:caption>Timothy McTaggart Timothy brings an extensive background in regulatory and financial sector legal counseling to Forethought Advisors. Prior to helping establish Forethought Advisors, Timothy served as an equity partner and financial services group leader at several AmLaw 100 law firms and provided legal advice to clients in the financial services sector, including mortgage firms, banks, thrifts, government sponsored enterprises, fintechs and trust companies. Tim previously served as the Bank Commissioner for the state of Delaware, where he testified before Congress on behalf of the Conference of State Bank Supervisors. He served CSBS by chairing both the legislative and regulatory committees. His expertise in regulatory, legislative, and transactional issues brings proven experience to Forethought Advisors. In addition, Tim has unique experience providing banking and regulatory advice in the fintech sector as well as anti-money laundering, data security, cyber security and consumer privacy matters for fintechs and other financial services entities. As Counsel for the United States Senate Banking Committee, Timothy drafted legislation, helped conduct hearings, and advised on new and existing laws affecting banks, thrifts, consumer credit and industry financial stability. While in private law practice, he testified before the House Financial Services Committee on the constitutionality of the Consumer Financial Protection Bureau. Tim continues to speak across the nation on regulatory and governance matters and helps clients understand the real impact of financial services reform legislation. Timothy has an A.B. from Harvard and a J.D. from Harvard Law School.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.forethoughtllc.com/about-us</loc>
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    <lastmod>2020-11-25</lastmod>
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      <image:title>About Us</image:title>
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